Updated on June 13, 2025

Updated on June 13, 2025

Terms of use

By using Nova, you agree to these Terms of Use. Please read them carefully.

By using Nova, you agree to these Terms of Use. Please read them carefully.

Overview

Nova is a financial management platform that helps users track spending, understand cash flow, and receive smart financial suggestions. We do not provide direct banking or financial advisory services.

Nova is a financial management platform that helps users track spending, understand cash flow, and receive smart financial suggestions. We do not provide direct banking or financial advisory services.

Eligibility

To use Nova, you must:

  • Be at least 18 years old.

  • Have the legal capacity to enter into a contract.

  • Use the service for personal, non-commercial purposes.

To use Nova, you must:

  • Be at least 18 years old.

  • Have the legal capacity to enter into a contract.

  • Use the service for personal, non-commercial purposes.

Account responsibilities

You are responsible for:

  • Maintaining the security of your login credentials.

  • Ensuring the accuracy of the financial accounts you connect.

  • Using the app according to the law and these terms.

You are responsible for:

  • Maintaining the security of your login credentials.

  • Ensuring the accuracy of the financial accounts you connect.

  • Using the app according to the law and these terms.

Acceptable use

You agree not to:

  • Misuse or interfere with our platform.

  • Use Nova for unlawful, deceptive, or harmful purposes.

  • Attempt to access or alter other users’ data.

You agree not to:

  • Misuse or interfere with our platform.

  • Use Nova for unlawful, deceptive, or harmful purposes.

  • Attempt to access or alter other users’ data.

Intellectual property

All content and materials on Nova (including logos, design, and code) are owned by Nova or our licensors. You may not reuse or redistribute them without permission.

All content and materials on Nova (including logos, design, and code) are owned by Nova or our licensors. You may not reuse or redistribute them without permission.

Limitation of liability

Nova provides insights and tools based on your financial data. We are not responsible for any financial losses or decisions made based on our suggestions. Use Nova at your own risk.

Nova provides insights and tools based on your financial data. We are not responsible for any financial losses or decisions made based on our suggestions. Use Nova at your own risk.

Termination

We reserve the right to suspend or terminate your access to Nova if you violate these terms.

We reserve the right to suspend or terminate your access to Nova if you violate these terms.

Changes to terms

We may update these Terms occasionally. Continued use of Nova means you accept any updated terms.

We may update these Terms occasionally. Continued use of Nova means you accept any updated terms.

Contact

For questions or legal concerns, reach us at legal@withnova.com.

For questions or legal concerns, reach us at legal@withnova.com.

SimplyRemit makes sending money simple, transparent, and instant.Because your money deserves a smarter route.

SimplyRemit makes sending money simple, transparent, and instant.Because your money deserves a smarter route.

SimplyRemit makes sending money simple, transparent, and instant.Because your money deserves a smarter route.

Rampnow Sp. z o.o. (KRS: 0001025453, RDWW-675) is a company incorporated in Poland with its registered office at ul. Uniwersytecka 13, 40-007 Katowice, Poland. Rampnow Sp. z o.o. is a registered Virtual Asset Service Provider (VASP) under Polish law and provides blockchain on- and off-ramp as well as remittance infrastructure services to customers across supported jurisdictions.

Services for EEA residents are provided under terms of service with Rampnow Sp. Z.o.o., KRS: 0001025453, RDWW-675

Simplyremit is a brand of Rampnow Sp. Z.o.o.

Rampnow Sp. z o.o. (KRS: 0001025453, RDWW-675) is a company incorporated in Poland with its registered office at ul. Uniwersytecka 13, 40-007 Katowice, Poland. Rampnow Sp. z o.o. is a registered Virtual Asset Service Provider (VASP) under Polish law and provides blockchain on- and off-ramp as well as remittance infrastructure services to customers across supported jurisdictions.

Services for EEA residents are provided under terms of service with Rampnow Sp. Z.o.o., KRS: 0001025453, RDWW-675

Simplyremit is a brand of Rampnow Sp. Z.o.o.

Rampnow Sp. z o.o. (KRS: 0001025453, RDWW-675) is a company incorporated in Poland with its registered office at ul. Uniwersytecka 13, 40-007 Katowice, Poland. Rampnow Sp. z o.o. is a registered Virtual Asset Service Provider (VASP) under Polish law and provides blockchain on- and off-ramp as well as remittance infrastructure services to customers a cross supported jurisdictions.

Services for EEA residents are provided under terms of service with Rampnow Sp. Z.o.o., KRS: 0001025453, RDWW-675